Queensland First Home Owner Grant 2026: Complete Guide for Brisbane Buyers
Updated 2026: Up to $30,000 Amount
The Queensland Government is offering a $30,000 grant to eligible first home buyers, but the boosted amount expires 30 June 2026. Here's everything you need to know, including how a conveyancer can help you claim it.
Time-sensitive Deadline: 30 June 2026
The boosted $30,000 grant applies only to contracts signed on or before 30 June 2026. After this date, the grant is expected to revert to $15,000. If you're considering buying or building your first home in Queensland, acting before this deadline could save you $15,000. Speak to our River City Conveyancing team today on 07 3013 2300 for all your conveyancing questions.
What Is the Queensland First Home Owner Grant?
The Queensland First Home Owner Grant (FHOG) is a one-off, tax-free payment from the Queensland Government designed to help eligible first-time buyers get into the property market sooner. It was introduced as part of a national initiative to support home ownership across Australia, with each state administering its own version.
In Queensland, the grant is currently worth $30,000. This boosted amount was extended and applies to eligible contracts signed between 20 November 2023 and 30 June 2026. Crucially, it is not means-tested, meaning your income does not affect your eligibility.
Who Is Eligible for the QLD First Home Owner Grant?
To qualify for the Queensland First Home Owner Grant, you (and any co-applicants) must meet all of the following criteria. Your conveyancer can help you confirm your eligibility before you sign a contract.
Important for Owner-Builders
If you are building your own home, the relevant date is when your foundations are laid, not the date you sign a contract. Your foundations must be laid between 20 November 2023 and 30 June 2026 to qualify for the $30,000 grant.
Note on co-applicants
If you are applying jointly, all applicants must be eligible, including spouses and de facto partners who have been living together for 2 or more years. If any co-applicant fails the eligibility test, the application will be declined. A conveyancer can advise on structuring your application correctly.
Stamp Duty Concessions for Queensland First Home Buyers
In addition to the $30,000 grant, Queensland first home buyers can access significant transfer duty (stamp duty) concessions, and from 1 May 2025, new homes and vacant land attract zero stamp duty for eligible first home buyers, regardless of price.
For a buyer purchasing a new $650,000 home in Brisbane, the combined benefit could be extraordinary: $30,000 FHOG + $0 stamp duty = over $47,000 in total government support (based on what stamp duty would otherwise apply at that price point).
Can I combine the FHOG with the First Home Guarantee Scheme?
Yes. The Queensland First Home Owner Grant is entirely separate from the federal government's First Home Guarantee (5% deposit) scheme, administered by Housing Australia. Being eligible for one does not affect eligibility for the other. Your conveyancer can help you understand all available entitlements.
How to Apply for the Queensland First Home Owner Grant
There are two ways to apply for the FHOG in Queensland. Your conveyancer will guide you through the most appropriate pathway for your circumstances.
Frequently Asked Questions
Can I use the $30,000 grant as part of my deposit?
Yes, you can direct the FHOG towards your purchase costs, including your deposit. However, some lenders may not accept it as evidence of genuine savings, so you may need additional funds to satisfy their lending requirements. Speak to a mortgage broker about how your lender treats the grant in their assessment.
Can Kiwis get the FHBG in Queensland?
Moving on to the eligibility of New Zealand citizens, they are considered permanent residents of Australia and therefore qualify for the Australian government's First Home Owners Grant and other associated benefits.
Does the grant apply to off-the-plan apartments in Brisbane?
Yes. Off-the-plan purchases are eligible for the FHOG, provided the property has never previously been occupied or sold as a place of residence, and the total contract value (including land and building) is under $750,000. The relevant contract date must fall within the eligible period (20 November 2023 – 30 June 2026).
What happens if I don't move in within 12 months?
To retain your grant, you must move into the property as your principal place of residence within 1 year of settlement or construction completion, and reside there continuously for at least 6 months. Failing to meet these occupancy requirements may require you to repay the grant. There are limited provisions for approved absences and you can speak to your conveyancer if you anticipate any delays.
What if my partner has owned property before?
If your spouse or de facto partner (living together for 2+ years, or registered civil partner) has previously owned a home they lived in on or after 1 July 2000, or has previously received a FHOG in any state, your joint application will be ineligible. This is an important eligibility check your conveyancer should carry out before you make an offer.
How long does the FHOG application take to process?
If you apply through an approved lender, the grant is typically paid at settlement. If applying directly through the Queensland Revenue Office, processing generally takes 5 to 10 business days once all documentation is received and the property has settled. Your conveyancer will manage the timing to ensure there are no delays.
Why You Need a Conveyancer for Your First Home Purchase?
Buying your first home is likely the largest financial commitment you will ever make. River City Conveyancing protects your interests throughout the legal process, from reviewing the contract before you sign, to handing over the keys at settlement.
Disclaimer: The information on this page is general in nature and is current as at March 2026. Grant amounts, eligibility criteria, and stamp duty concessions are subject to change by the Queensland Government. This content does not constitute legal or financial advice. You should seek independent advice from a qualified conveyancer, solicitor, or financial adviser before acting on any information contained here. Always verify current grant conditions at qro.qld.gov.au.